1st State Insurance & Financial Services- The Source for Florida Insurance and Notary Bonding Needs!
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"Our mission is to provide the best service along with the most affordable rates for our customers".

CK Stoner President
Charles K Stoner

We are committed to provide our customers with the basics: Excellent Customer Service, and the Most Affordable Insurance. Having been in the Insurance industry for more than 25 years, it all comes down to the basics. All the fancy gimicks, and all the glamour of expensive advertising that many of our competitors use, when we speak with each of our customers the bottom line is always the same- they appreciate the personal service and the most affordable insurance we provide.
 
The Insurance industry has been very turbulent over many years here in Florida- especially in the last few. It doesn't look like our horizon is going to be any prettier either, however, we need to have it.
 
We have been able to consistently provide our customers with only the best our industry has to offer- A, A+ Rated Companies and the Best Rates for them.
 
In our business, no one can claim they have the lowest rates- insurance is something that is very independent and individualized particularly where Auto Insurance is concerned. Our customers understand and appreciate this and realize that best value does not necessarily mean the lowest price.     
 
Utilizing technology, we are able to provide our service accurately and effeciently. Our customers have commended us time and again for our professional and courteous attitude.
 
The majority of our new customers have been referred to us by customers who have been with us and have enjoyed the benefits that we offer, not only in savings on their insurance, but other services such as our Notary Services.  
 
With a multi-cultural background and having grown up in the Homestead area before and through Hurricane Andrew, we felt that it was a move that would be beneficial for the customers who live and work in Homestead and the surrounding communities.
 
Our ongoing belief that providing our customers with the highest level of service and the most affordable insurance programs has proven to be the a key factor in maintaining our Preferred Agency Status. We have always felt that the customer comes first- a cliche, but true in all service oriented businesses.
 
"Treat your customers well and they will return that courtesy ten-times over". Family owned and operated, our commitment continues - to provide the best all-around service for the enitre family. One of the most rewarding aspects of our company is that every day we meet our customers out in public, and see them in our neighborhoods. They all know we are their insurance agents.
 
Our customer base literally spreads out throughout the State of Florida, and we service each one as if they were our next door neighbors! With the insurers we represent we are able to provide the level of service that exceeds those of our National competitors.   
 
Whether it is our Insurance Service, or our Notary Bonding service- we are completely committed to the satisfaction of our customers!
 
Please contact me with any comments or suggestions! Thank you.
 
Charles K Stoner
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1st State Insurance is a subsidiary of Stoner Insurance Service Inc. Independent agency licensed to sell insurance, mechanical breakdown, and Pre-paid Legal Services, Inc. Located in Homestead Florida adn serving Florida. WritIng the following lines of insurance: AUTO, COMMERCIAL AUTO, HOME, BUSINESS, LIFE, HEALTH, MOTORCYCLE, BOAT, TRAVEL TRAILER, MOBILE HOME. We are direct writers for Infinity Insurance, Progressive Insurance, Mercury Insurance, Bristol West Insurance, Granada Insurance, Ascendant Insurance, American Bankers, Humana, Cigna Health, Assurant Health, United Health. We are an independent associate for Pre-paid Legal Services, Inc.