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Life

Call for your Free Quote 786-243-9886
Ask about the "RETURN OF PREMIUM" that guarantees the return of 100% of your premium!

"Protection Affordable". We are your source for the All your Life Insurance Needs. With the way the cost of living has increased over the past few years, it has never been as important to provide your family with the peace of mind and secure your family's future.
* Term Life-An insurance plan that covers the insured for a certain period of time, not for his or her entire life. It is the best value that your money can buy.

* Universal Life Insurance-An insurance plan with periodically-adjusted returns tied to short-term interest rates. Plans can benefit you or your family and compliment your savings portfolio.

* Whole Life Insurance-An insurance plan with premiums payable throughout a person's life.
 
Want more information about your life insurance needs? Go there.

Sample Rates*

AGE
SEX
FACE
RATES
35
M
250,000
$138.00 Per Year!
40
M
250,000
$175.00 Per Year!
35
F
250,000
$122.00 Per Year!
40
F
250,000
$148.00 Per Year!

* Rates are based on Preferred Non-Tobacco through various insurers who are rated A+ or better. Actual rates are subject to complete underwriting approval by the respective insurers.

Call us for the most competive Term Life Insurance rates! Also, We now provide special rates for smokers. 

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Protect your family's financial future

At 1st State Insurance we put your family first. Whether you are newlyweds, young parents, or have just purchased a new home, your financial future is important.

We can help you prepare for that future with a wide selection of different life insurance plans. Let us help take the confusion out of insurance and give you the peace of mind you want.
 
Our agents are licensed with more than 15 competive insurers who are rated A+ or better. Call today for a Free Proposal- Rates have never been lower!
 
Remember, we assure that you are never under any obligations!

1st State Insurance and Financial Services and Stoner Insurance Service Inc., Homestead Florida (Agent Charles K Stoner; Charles K. Stoner; CK Stoner; Florida DFS License A255671 ) are authorized representative of the following insurer and affiliates:
 
Auto Insurance Homestead, Auto Insurance Florida City, Auto Insurance the Keys Auto Insurance Florida;
Commercial Insurance Homestead, Commercial Insurance Florida, Commercial Insurance the Keys;
Workers Comp Insurance; Workers Compensation Insurance;
Progressive Insurance Homestead, Florida City, the Keys;
Mercury Insurance Homestead, Florida City, the Keys;
Bristol West Insurance Homestead, Florida City, the Keys;
All information pertained within this site may not be used without the expressed and written permission of 1st State Insurance Service. All rights reserved. For any questions regarding the operation of the site please contact webmaster@1ststateinsurance.com.