1st State Insurance & Financial Services- The Source for Florida Insurance and Notary Bonding Needs!
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Business Insurance

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Serving Homestead, Florida City, the Keys and insuring the entire State of Florida!
Call for your Immediate Free Quote
786-243-9886
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***New coverage available for Florida: EPLI - Employment Practices Liability Insurance!***

We are able to quote and issue your Commercial General Liability & Business Auto insurance the same day! Call or stop by our office today!

Construction worker
Are You a Small Business Owner?
 
The statictics indicate that more than 50% of the Businesses in America are considered "Small Businesses". Let us provide you with the Best Service available! For the Owner-Operator, time is essential- Don't waste valuable time searching for insurance. We are your source for all your Business Insurance needs!

Here are some Business Classes that we offer Special Programs for: 
  • Landscaping/ Lawn Maintenence
  • Auto Mechanics
  • Garage Operations 
  • Residental Handyman
  • Floor Covering
  • Mobile Detailing
  • Contractors
  • Painters
  • Martial Arts Schools
  • Non-Profit Organizations
  • Beauty Salons/ Barber Shops

Please contact us for more information!

Do you have a need to have your vehicles insured with the best Commercial Auto Insurance Program on the market? We represent A+ Rated Insurers. Call us for aFree Quote today!
 
Remember that our service includes fast policy issue, immediate Certificates of Liability- times when you as a contractor depend on getting your bids and contracts in a timely manner.
 
Our professionals can identify and assist you to make sure your policy protects virtually every aspect of your business!
 
 

Fast, courteous and professional service is what you can expect   from our staff. Having the experience in all forms of Commercial Insurance means you will have the best protection for your business. From Commercial Property to General Liability-We offer the best forms of Protection for your Business.

We also specialize in insuring your Restaurant with insurance programs that are affordable and offer the most protection. Our agents can advise you on ways to lower your overall cost to insure your business.  
  • Commercial Package
  • Workers Comp
  • Employment Practices Liability Insurance (New!)
  • Business Auto
  • Keyperson Life Insurance
  • Group Health
 
*Go to our checklist to find out what information you will need to get a quote.*

1st State Insurance and Financial Services and Stoner Insurance Service Inc., Homestead Florida (Agent Charles K Stoner; Charles K. Stoner; CK Stoner; Florida DFS License A255671 ) are authorized representative of the following insurer and affiliates:
 
Auto Insurance Homestead, Auto Insurance Florida City, Auto Insurance the Keys Auto Insurance Florida;
Commercial Insurance Homestead, Commercial Insurance Florida, Commercial Insurance the Keys;
Workers Comp Insurance; Workers Compensation Insurance;
Progressive Insurance Homestead, Florida City, the Keys;
Mercury Insurance Homestead, Florida City, the Keys;
Bristol West Insurance Homestead, Florida City, the Keys;
All information pertained within this site may not be used without the expressed and written permission of 1st State Insurance Service. All rights reserved. For any questions regarding the operation of the site please contact webmaster@1ststateinsurance.com.