1st State Insurance & Financial Services- The Source for Florida Insurance and Notary Bonding Needs!
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Business Insurance

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Serving Homestead, Florida City, the Keys and insuring the entire State of Florida!
Call for your Immediate Free Quote
786-243-9886
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***New coverage available for Florida: EPLI - Employment Practices Liability Insurance!***

We are able to quote and issue your Commercial General Liability & Business Auto insurance the same day! Call or stop by our office today!

Construction worker
Are You a Small Business Owner?
 
The statictics indicate that more than 50% of the Businesses in America are considered "Small Businesses". Let us provide you with the Best Service available! For the Owner-Operator, time is essential- Don't waste valuable time searching for insurance. We are your source for all your Business Insurance needs!

Here are some Business Classes that we offer Special Programs for: 
  • Landscaping/ Lawn Maintenence
  • Auto Mechanics
  • Garage Operations 
  • Residental Handyman
  • Floor Covering
  • Mobile Detailing
  • Contractors / Painters/ Carpenters / Electricians
  • Office Liability/ Professionals/ Lawyers/ Doctors
  • Martial Arts Schools
  • Non-Profit Organizations
  • Beauty Salons/ Barber Shops

Please contact us for more information!
Do you have a need to have your vehicles insured with the best Commercial Auto Insurance Program on the market? We represent A+ Rated Insurers. Call us for aFree Quote today!
 
Remember that our service includes fast policy issue, immediate Certificates of Liability- times when you as a contractor depend on getting your bids and contracts in a timely manner.
 
Our professionals can identify and assist you to make sure your policy protects virtually every aspect of your business!
 
 

Fast, courteous and professional service is what you can expect   from our staff. Having the experience in all forms of Commercial Insurance means you will have the best protection for your business. From Commercial Property to General Liability-We offer the best forms of Protection for your Business.

We also specialize in insuring your Restaurant with insurance programs that are affordable and offer the most protection. Our agents can advise you on ways to lower your overall cost to insure your business.  
  • Commercial Package
  • Workers Comp
  • Employment Practices Liability Insurance (New!)
  • Business Auto
  • Keyperson Life Insurance
  • Group Health
 
*Go to our checklist to find out what information you will need to get a quote.*
1st State Insurance is a subsidiary of Stoner Insurance Service Inc. Independent agency licensed to sell insurance, mechanical breakdown, and Pre-paid Legal Services, Inc. Located in Homestead Florida adn serving Florida. WritIng the following lines of insurance: AUTO, COMMERCIAL AUTO, HOME, BUSINESS, LIFE, HEALTH, MOTORCYCLE, BOAT, TRAVEL TRAILER, MOBILE HOME. We are direct writers for Infinity Insurance, Progressive Insurance, Mercury Insurance, Bristol West Insurance, Granada Insurance, Ascendant Insurance, American Bankers, Humana, Cigna Health, Assurant Health, United Health. We are an independent associate for Pre-paid Legal Services, Inc.