Checklist

AUTO INSURANCE

When contacting us for an auto quote, please have the following information available:

Driver License for All Drivers
Vehicle Registration(s) on All Vehicles
Current Insurance Policy or Insurance ID Card

Did You Know...

If you have multiple cars in the household, you will qualify for a Multi-Car Discount in additon to all the other discounts. Progressive Insurance offers a tremendous discount for Multi-Car policies.

All licensed residents in the Household must be listed as drivers or non-drivers as per the Florida Auto Policy Guidelines. Infact, an insurer may deny a claim based on Material Misrepresentation.

You may be held responsible for an accident even if you do not receive a ticket? More and more Law Enforcement is not issuing tickets especially if an accident occurs in a Public Parking Lot- in such an event, the other party may blame you for the accident. If there are injuries you may be personally responsible- even if it is not your fault!

When you let your policy lapse you may lose your Renewal Discount? Always keep you policy inforce. Insurers like Mercury Insurance are offering Persistency credit for having no lapses in prior coverage.

BUSINESS INSURANCE

For all your business insurance needs, please have the following information available:

Prior Policy
Payroll
Annual Sales Receipts
Accurate Business Description

HOMEOWNERS & FLOOD

If you are in the process of purchasing your home please download our checklist and provide it to your lender.

For transfer or if you are being Non-Renewed by your current company, please have the following information available:

Prior Policy
Elevation Certificate
Construction Information (Year Built/Square Footage)

This will help us provide you with the best rates available to you in the quickest time!